Financial Assistance

Satisfactory Academic Progress (SAP)

Graduate (except Accelerated M.Ed.)

All students receiving federal student aid must maintain Financial Aid Satisfactory Academic Progress by meeting Concordia University academic eligibility requirements.  For most graduate programs, students must maintain a 3.0 term and cumulative GPA as well as successfully complete at least 67% of attempted courses.  Law students must maintain a 2.0 term and cumulative GPA.  Financial Aid Satisfactory Academic Progress is measured at the end of each term.  Courses graded as "F", "NP", "I", “INP” or "W" do not count as credits earned, but they do count as courses attempted for financial aid Satisfactory Academic Progress purposes.  Students who fall below these requirements for the first term will be placed on Financial Aid Warning.  These students must meet academic progress requirements the next term.  If they fail to do so, they will be placed on Financial Aid Revoke status and will be ineligible for financial aid.  Students who have been placed on revoke status should submit their appeal to the Office of Financial Aid.  Successful appeals will be placed on Financial Aid Probation and will be expected to meet specific requirements to continue to receive aid.  Students who have been academically suspended will automatically be placed on Financial Aid Revoke status and will need to appeal their financial aid status if they successfully appeal their academic suspension.  Appeals received within the first 2 weeks of the term will be considered for that term.  A student receiving a 0.0 GPA and no academic credit for any reason is automatically placed in a financial aid revoke status and must submit an appeal in order to have financial aid reinstated.

Certain programs and scholarships may have more stringent criteria for meeting the conditions of the program/scholarship.

Accelerated M.Ed. 

All students receiving federal student aid must maintain Financial Aid Satisfactory Academic Progress by meeting Concordia University academic eligibility requirements.  Financial Aid Satisfactory Academic Progress is measured at the end of each term.  For the accelerated M.Ed. graduate program, students must maintain a 3.0 term and cumulative GPA as well as successfully complete at least 67% of attempted courses.  Courses graded as "F", "NP", "I", or "W" do not count as credits earned, but they do count as courses attempted for financial aid Satisfactory Academic Progress purposes. If they fail to do so, they will be placed on Financial Aid Revoke status and will be ineligible for financial aid.  Students who have been placed on revoke status should submit their appeal to the Office of Financial Aid.  Successful appeals will be placed on Financial Aid Probation and will be expected to meet specific requirements to continue to receive aid.  Students who have been academically suspended due to the University Academic Standing policy will automatically be placed on Financial Aid Revoke status and may need to appeal their financial aid status if they successfully appeal their academic suspension.  Appeals received within the first 2 weeks of the term will be considered for that term.  A student receiving a 0.0 GPA and no academic credit for any reason is automatically placed in a financial aid revoke status and must submit an appeal in order to have financial aid reinstated.

Reestablishing eligibility (for all programs):

When a student’s appeal has been denied or they have already been granted one appeal and failed to meet SAP standards during the probationary term, the student must reestablish eligibility for aid. The process for reestablishing eligibility is that a student must satisfactorily complete a term at full-time or equivalent (i.e. two terms at half-time enrollment) with the minimum required GPA without the benefit of Federal funding in order to reapply for aid. It is permissible for students to utilize private loan funds during a term that they are reestablishing eligibility. Simply sitting out or not attending a term does not reestablish eligibility for Federal aid purposes.

Revised 2/13/2018

Student Loans

Every student admitted to a program and enrolled at least half-time in Concordia University’s graduate programs may be eligible for Federal Stafford Loans and Federal Graduate PLUS loans that can pay for the entire tuition amount, plus provide additional funds to assist with living expenses and other educationally-related costs.

Tuition Scholarships

Certain students may receive tuition scholarships for the graduate programs if they fit into one of the categories listed below:

  • Concordia alumni who have graduated with a bachelor’s degree receive a 20% tuition grant for graduate education coursework, MBA, and MA TESOL program.  
  • Full-time, rostered LCMS Professional Church Workers (i.e., teacher, DCE, pastor, or youth minister) receive 20% tuition grant. These individuals must be active members of an LCMS congregation.
  • In-service educators who teach in any Lutheran elementary or secondary school receive 20% tuition grant.
  • In-service educators who have served as cooperating teachers for Concordia students during the student teaching semester or the practicum semester receive a non-transferable scholarship equivalent to one credit’s tuition for their first graduate course.
  • SIFE mentors for Administrative Practicum students receive one non-transferable graduate credit.
  • Master of Arts in Teaching students who are LCMS members and are currently enrolled in the PCW track receive a 20% scholarship.

Note: Eligible students will receive the single tuition scholarship that provides the greatest value to them.

Veteran Educational Benefits

Academic programs offered at Concordia are approved by the Oregon State Approving Agency. Veterans and other persons eligible for educational benefits may complete the education benefit application on the VA’s website www.gibill.va.gov. Students will receive confirmation (Certificate of Eligibility or CoE) from the VA regarding eligibility for education benefits. It is the student’s responsibility to send a copy of the CoE to Concordia University’s School Certifying Official in the Finance Office before benefits can be processed. Please note: a copy of the qualifying veteran's DD-214 is also required for those no longer on active duty or for those students receiving Dependent Education Assistance (Chapter 35) benefits. Any veteran receiving GI Bill benefits while attending Concordia University is required to obtain transcripts from all previously attended schools and submit them to the school for review of prior credit. More information is available on http://www.cu-portland.edu/student-affairs/finance-office/veterans-benefits.